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Joined 2 years ago
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Cake day: June 1st, 2023

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  • I want a van with the same level of finish and comfort as in my nice hatchbacks/sedan. Spacious back row for the kid when on family trips that can fold flat for my business needs the rest of the year.

    I also want it electric and not to cost an arm and a leg… Today I would be looking at things like a Berlingo that are only affordable in 2.5-seater configurations, the 5 seaters are crazy expensive, and the electric ones have shit range still compared to smaller chap EVs.

    The rest is all way far out of budget (like Volkswagen id buzz)












  • Yep, I’m European, I had my savings in a world ETF until last week when I pulled them out. Right now, they’d be higher than they were when I sold. Does it hurt a bit? Sure. Do I even consider going back in? Fuck no.

    This kinda volatility is great if you’re a degenerate gambler or have the insider knowledge. I’m neither of these things and I’m in a personal situation where I don’t know when I’m gonna need these funds, ideally it’s in 20/30 years but no guarantees, and also I’m not in a position to keep buying monthly right now and since the last couple of years.

    Now I’m just gonna sit on it for a while, and find ways to park my savings as far from the US as possible, certainly not in a world fund anymore which are 60/70% US exposure.

    Congrats, they successfully pushed me and many like me out of the market so they can keep “the game” to themselves.